Environmental risks
Highlights 2017
Risk
Risk management as an integral part of the management process, based on risk analysis in all processes and units
Oversight over the risk management system of the entire PZU Group
Risk management through active and deliberate management of the extent of risk taken
Efficient management of capital in order to maximize the rate of return on equity for the parent company’s shareholders.
Consistency of the key elements of the integrated management system for all PZU Group’s insurance undertakings
Supervision of subsidiaries, in particular Alior Bank and Bank Pekao, through persons designated to Supervisory Boards
GRIs:
Reference Areas:
Health
Investments
Banking
Best Pratices in PZU
PZU reduces risks in the environmental area chiefly by applying the following solutions:
- Generating proper habits among employees, e.g. in the area of electricity saving (turning off workstations after a day’s work) and reasonable management of office supplies (best practices in reducing the volume of printed materials: “Be green, keep it on the screen!”);
- Switching from the purchase of a number of hard copies of newspapers and journals to their electronic versions;
- Taking into account the environmental impact criterion as part of the procurement process, as a consequence of which many cars in PZU’s fleet have a hybrid drive and a significant portion of office equipment is energy-efficient (monitors, printers);
- Reducing exhaust emissions by reducing fuel consumption (introducing fuel limits on fleet cards), promoting environmentally friendly driving and taking action to encourage employees to travel by public transport;
- Installing the latest generation water dispensers which, in addition to standard temperature adjustment options (cooling and heating), offer a sparkling water dispensing option, which will significantly affect the volume of orders for bottled sparkling water in PET packaging;
- Recycling all packaging (card boxes from stationary materials, toner packaging, card boxes with forms) as separators for boxes and packaging for agent forms;
- Selective waste collection in the PZU Group’s buildings: printer toners, furniture as fully processed waste, electronic equipment (computers, memory boards, cables, RAM, household appliances and audio/video devices, monitors, files), HDD drivers and others;
- Segregating and handing over used printing cartridges and faulty devices (printers and copiers) to appropriate entities for recycling;
- Running regular collections of used business mobile phones and modems, and handing them over to specialist entities collecting materials for recycling.
